Thursday, May 29, 2008

Keys2Day on HGTV



If you watched HGTV's 'Get It Sold' progam on the evening of May 28th you may have seen a familiar face or two. That's right - members of the Keys2Day Real Estate Team were featured on the show. We took a look at a property that had been staged and gave our opinions of the redecorations. It sure was alot of fun to be on the show.

Stay tuned to HGTV to see more shows featuring the Keys2Day Team.

Saturday, May 24, 2008

God Bless Our Service Men and Women

On this Memorial Day weekend the Keys2Day Real Estate Team would like to thank all of our proud United States service men and women, past and present, for their hard work and dedication to making America a great country.

We'd also like to remind active service personnel and veterans about the Veteran's Administration mortgage loan program. The VA loan allows veterans 100% financing without private mortgage insurance or 20% second mortgage.

If you are a veteran or the spouse or widow of a veteran and would like to learn more about this program contact us today so that we can put you in touch with a qualified VA loan administrator who will be able to answer all of your questions.

Thursday, May 22, 2008

Dealing with Declining Home Prices in MD

According to the Baltimore Sun Maryland home prices declined more in the first quarter than in all but seven other states, the federal government said yesterday.Home sale prices in the state fell 4.8 percent in the first three months of the year from the corresponding period in 2007, according to the Office of Federal Housing Enterprise Oversight.

So as a home owner, buyer or seller how are you to take this news?

Well if you are an owner with no intention of moving anytime soon sit tight. While it is true your home may have lost value in the past few years that fact should not bother you unless you intend to sell soon or take out some equity.

If you are buying a home this news could mean that you're shopping at the right time. There are bargains to be had right now and as the old adage goes: buy low and sell high.

Selling a home? Well in order to make that happen you need to be realistic. It's a competitive market with alot of inventory. Good news is buyers abound. The national news media would have you believe no one is buying homes. In fact 4.89 million homes sold in America in April. While that's 1.04 million less than sold in April of 2007 it's still indiciative of the fact that people are buying.

Sellers need to seriously consider price. If you are looking for top dollar chances are you may be dissapointed. In order to sell that home you will have to stay mindful of the simple law of supply and demand which dictates that when supplies increase prices fall. Another alternative is to sight tight and wait it out if you can afford to. If you're not in a situation where you need to relocate it may be advantageous to wait this market out and sell when prices rise a bit.

Steak or Burgers



McDonald’s – ahh the golden arches. They’re the biggest restaurant in the world. Billions and billions served. That’s quite an accomplishment that came out of Ray Kroc’s dream. I still stop by for a Big Mac and fries every now and then. People always talk about the fries – and they are great – but you know what? Mickey Dees has always had the greatest fountain sodas. They always get the mix just right. So what’s this got to do with real estate?

Well it has a lot to do with the Keys2Day Team’s philosophy of real estate. But before we get into that one more great restaurant recommendation. Morton’s. If you like steak you will LOVE Morton’s. Mind you – it’s a different price point than McDonald’s but it is my personal belief that they have the best steaks.

So back to the Keys2Day philosophy. We believe in individualized service tailor made to each unique situation. No two home buyers or seller are alike. It doesn’t matter if you live in the same style house on the same street. Since we are talking about the most expensive single transaction most folks will make wouldn’t you rather get personal attention?

Oh and did I mention Morton’s staff is specially trained to provide you with the best dining experience? Now don’t get me wrong – I’m not taking anything away from McDonald’s. In fact I used to work there in high school. It was a great opportunity that more young people should take advantage of. However, McDonald’s is geared toward being the biggest. Volume sales. They have a $1 menu that’s cookie cutter. That works in fast food because you know you’ll get the same taste from every McDonald’s. I was in Paris once and had a Royale with cheese, our version of the Quarter Pounder. It tasted exactly the same. But I also know what I am getting at Morton’s – top shelf.


What’s the morale? Biggest and best are very often two totally different things serving two totally different purposes. Sure – if you’re hungry Morton’s and McDonalds can solve that. But if you want a higher level of individualized service tailored to your needs and wants – then there is no question. The Keys2Day team will never be the biggest – that’s not our goal. We strive to be the best by providing quality service, home buying and selling education and service tailored to meet the needs of individuals.